The New Humboldt Chronicle

By: admin
Published: December 27th, 2009

Welcome to the all new Humboldt Chronicle. We are currently populating the site with content to keep you up to date with what is happening in the World and hopefully this will be a start point for anyone wanting to find out news about the World in general, far away from home.

So if you are looking for great RSS feeds from many sources, look into the Humboldt Chronicle sidebars. For videos relating to what is happening in the World check out the postings and tags and for articles from around the World keep an eye on the site as it develops. If you have a news story in video or written form that you think we should be featuring just send it to us and we will feature it if it meets our editorial criteria.

We look forward to you coming back regularly and seeing what we can give to you. Welcome to the all new Humboldt Chronicle.

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Real Estate Investing Tools & Tips

By: admin
Published: January 3rd, 2010

Real Estate Investing

When you think of real estate investing, a number of things may come to mind. You likely leap to real estate investing as real estate portfolios and real estate retirement plans, and then you may expand to thinking of short sales, bulk reo investing or virtual real estate investing. You may also consider what roles these things play in your life as a real estate investor in different economies.

There is a lot to learn about real estate investing. Getting the most out of real estate investing education involves being familiar with basic RE info. You will get the most out of anything to do with short sales, bulk reo sales, virtual real estate and just improving real estate investor abilities by knowing some real estate investing basics. Check out these three real estate investing tenets that many experts do not fully know:

1. You always will get a positive result from investing in real estate investing education. You can create thousands of dollars in potential wealth with each real estate deal. Knowing how to get that wealth is the key to success. Learning as much as possible about real estate will increase your odds of success whenever you do a real estate deal. Small investments in education yield big results upon implementation.

2. Any economy allows for success in real estate investing. Many people are under the misconception that success is possible in real estate only when the economy is good. You should remember that a bad economic situation is not usually bad for real estate investors. You will likely find properties that you can buy at deep discounts. In addition, you can find deals that simply would not exist in a booming economy. Real estate investing may also turn the tide for a poor economy. When the economy is not so good, short sales, bulk reo sales and virtual real estate are great. You will be able to save yourself and others from serious financial difficulties if you know how to do these deals.

3. You do not need to have a great deal of money if you want to be a successful real estate investor. You can succeed in real estate investing no matter how much money you have. There are many deals that will let you use other people’s money to do them. If you appear to be a solid investment you may be able to use a private lender’s money. An investor who is a good investment knows as much as they can when it comes to real estate investing. Then you will represent a good investment to other people who have money for real estate investing but do not know how to use it.

A good deal of wealth can be generated with real estate investing. You can create income regardless of the economy. You can create success for yourself using knowledge of real estate investing, short sales, bulk reo sales and virtual real estate. Real estate investing basic knowledge will help you succeed as a real estate investor.


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Real Estate Investing Basics For Today’s Market

By: admin
Published: January 3rd, 2010

Real Estate Investing

The term real estate investing likely brings a number of things to mind. Depending on how familiar you are with real estate investing already, you might think of real estate portfolios and real estate retirement plans, or you might focus on short sales, bulk reo investing and virtual real estate investing. You likely also are wondering how these things factor into real estate investors’ roles in the current economy.

There is a lot to learn about real estate investing. Knowing the basics of real estate investing education is a good way to get the most out of every lesson. Whether your target is short sales, bulk reo sales, virtual real estate or improving real estate investor abilities, you need to know some real estate investing basics. Here are three real estate investing basics that even some experts do not really know:

1. Real estate investing education always yields positive. Every real estate deal has the potential to create thousands of dollars in potential wealth. The knowledge of how to get that wealth is the key to your success. When you know about real estate your odds of success increase with each real estate deal. Small investments in education yield big results upon implementation.

2. You can succeed in real estate investing in any economy. Often people think that you can only be a success in real estate when the economy is good. You should remember that a bad economic situation is not usually bad for real estate investors. You can often find properties to buy at deep discounts. Also, you might find deals that simply could not exist in a booming economy. In fact, real estate investing can turn the tide for a poor economy. When an economy is less than thriving, short sales, bulk reo sales and virtual real estate can prosper. You can save yourself from financial difficulty along with others by knowing how to do these deals.

3. A lot of money is not vital to your success as a real estate investor. You can be a success in real estate investing no matter how much money you have on your own. Many types of deals enable you to use other people’s money to do them. If you appear to be a solid investment you may be able to use a private lender’s money. A person who is a solid investment knows as much as possible about real estate investing. Then you will represent a good investment to other people who have money for real estate investing but do not know how to use it.

Real estate investing is a great way to generate wealth. You will be able to create an income no matter what the economy. You can create your own success using your knowledge of short sales, real estate investing, bulk reo sales and virtual real estate. Knowing the basics of real estate investing will help you succeed as a real estate investor.


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Real Estate Investing Tips For Today’s Market

By: admin
Published: January 1st, 2010

Real Estate Investing

A number of things likely come to mind when you think of real estate investing. You may think of real estate investing as real estate portfolios and real estate retirement plans, or you might focus on short sales, bulk reo investing and virtual real estate investing. You probably also wonder how these things play out in real estate investors’ life in the current economy.

There is a great deal to know about real estate investing. Getting the most out of real estate investing education involves being familiar with basic RE info. You will get the most out of anything to do with short sales, bulk reo sales, virtual real estate and just improving real estate investor abilities by knowing some real estate investing basics. Here are three main real estate investing concepts that many experts do not even know:

1. You always will get a positive result from investing in real estate investing education. You can create thousands of dollars in potential wealth with each real estate deal. Knowing about getting that wealth is the key in the end to your success. Learning about real estate increases your chances of success when you do a real estate deal. Small investments in education yield big results upon implementation.

2. You can succeed in real estate investing in any economy. Many people think that you can only succeed in real estate when the economy is booming. In fact a bad economy is not a bad economy for real estate investors. You can often buy properties at deep discounts. You could also locate deals that would not exist in a booming economy. Real estate investing may also turn the tide for a poor economy. Short sales, bulk reo sales and virtual real estate all thrive when the economy is less than thriving. You can save yourself from financial difficulty along with others by knowing how to do these deals.

3. You do not need a lot of money to be a successful real estate investor. You can make a success of real estate investing no matter how much or little money you have. There are a lot of deals that you can do with other people’s money. If you are a good investment private lenders may let you use their money. The best way to be a good investment is to know as much as possible about real estate investing. This will help you show private lenders that you are a good investment if they do not know about real estate investing themselves.

Real estate investing is a good way to generate a great deal of wealth. You can create a good income no matter what the state of the economy. You can create success for yourself using knowledge of real estate investing, short sales, bulk reo sales and virtual real estate. Real estate investing basic knowledge will help you succeed as a real estate investor.


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Real Estate Investing 101

By: admin
Published: December 31st, 2009

Real Estate Investing

The term real estate investing likely brings a number of things to mind. Depending on how familiar you are with real estate investing already, you might think of real estate portfolios and real estate retirement plans, or you might focus on short sales, bulk reo investing and virtual real estate investing. Likely you also wonder how these things will factor into your life as a real estate investor in the current economy.

You can learn a lot about real estate investing. Knowing the basics of real estate investing education is a good way to get the most out of every lesson. You will get the most out of anything to do with short sales, bulk reo sales, virtual real estate and just improving real estate investor abilities by knowing some real estate investing basics. Here are three main real estate investing concepts that many experts do not even know:

1. You will always get a positive yield with real estate investing education. Every real estate deal has the potential to create thousands of dollars in potential wealth. The knowledge of how to get that wealth is the key to your success. Learning as much as possible about real estate will increase your odds of success whenever you do a real estate deal. Small investments yield big results when you invest in learning and then implement what you learn.

2. Real estate investing success is possible in any economy. Many people are under the misconception that success is possible in real estate only when the economy is good. Actually a poor economy is not a bad economy for real estate investors. You can often find properties to buy at deep discounts. You could also locate deals that would not exist in a booming economy. Poor economies can turn based on active real estate investing. When an economy is less than thriving, short sales, bulk reo sales and virtual real estate can prosper. You can save yourself from financial difficulty along with others by knowing how to do these deals.

3. You will not need lots of money to be a successful real estate investor. You can make real estate investing a success regardless of how much money you have. There are a lot of deals that you can do with other people’s money. Private lenders will let you use their money if they know that you are a good investment. An investor who is a good investment knows as much as they can when it comes to real estate investing. This will help you show private lenders that you are a good investment if they do not know about real estate investing themselves.

Real estate investing is a great way to generate wealth. You can create income regardless of the economy. Using a knowledge base of real estate investing, short sales, bulk reo sales and virtual real estate you will be able to make success for yourself. Knowing real estate investing basics will help you succeed as a real estate investor.

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Survival in a Brutal Economy

By: admin
Published: December 31st, 2009

Survival in a Brutally Surprising Economy
By [http://ezinearticles.com/?expert=Rick_London]Rick London

One might call what we are enduring a recession, others call it a depression, it really matters not what word is used to describe it. It is very familiar; not due to experience, but from listening to my grandparents when I was a child. I used to laugh and make fun because they told the story over and over. The story of their own store closing, their neighbors going out of business; of going in groups to large groceries begging for food or extra credit for food to have enough for their family, of taking on two, three sometimes four jobs just to get by (If they could find that many jobs). Houses foreclosed and businesses closing on every corner.

Given this reality, things don’t seem very optimistic do they? If one is a thinker and/or creative person, and many using the Internet today are, these are the days of carpe diem. From Carnegie to Bill Gates, these are times when if one ever had entrepreneurial dreams, why not try them now? Because of blood, sweat tears, and cyberspace, capital venture is not necessarily needed anymore.

If one still has a day job, certainly do not quit it, but spend a few hours a night on that dream. Build a web site. Learn to do the things you’ve always wanted to do online. Take some classes on the Internet. Yes, many of these schools are every bit as accredited as Harvard and Yale (in fact many of the classes online are taught there). Be willing to make mistakes. But be open to learn too.

Volunteer in your community. I learned a lot by teaching the elderly how to go back to school using the Internet. I learned even more showing them how to set up websites and businesses. I got feedback from people, some of whom knew more than me, and some of whom knew different things than me, and we were all able to help each other.

Be willing to scale down. If your mortgage note or rent sends you into a frenzy each month, sell your home and be willing to take a smaller one or apartment. It is only temporary and who are you trying to impress? We are all in this together. Everyone is hurting and struggling; even the very wealthy. They may make a larger income but their expenses of keeping up that lifestyle often parallel, and we see millionaires go bankrupt every day now.

Compare shopping. Not just prices but quality of food. I like to buy all organic but I cannot always afford to. So I buy some of my food raw and organic, and much of the rest of it raw fruits and vegetables. A box of oatmeal and honey goes a long way and helps my cholesterol and offers roughage. Buying toilet paper and paper towels in large bulk may cost more per purchase, but it can last a few months. Generic is often the best buy, but not always (even though it often costs the least). Look at the ingredients as well. If you are a cola fanatic, switch to tea. I buy a box of tagless black tea for $1.22 and save almost $100 a month not buying carbonated drinks. I buy herb teas to drink throughout the day and stopped coffee. I notice a lot less doctors appointments or ailments as well. Food does make or break our health and we get to choose which it is.

Is that late model German car serving you well like it used to, or just leaving you with a huge note and gasoline bill and less bumpy ride? My used Saturn gets me to the same places and a tank of gas lasts me nearly a month. Someone else has my old Mercedes and that is just fine with me.

Shopping is still a very important part of Western (and Eastern culture) especially during holidays, birthdays, graduations, weddings, etc.

I no longer shop in malls for gifts and I strongly suggest you rethink that too. This is for several reasons. Most mall stores carry items that can be found anywhere, even if they are from major designers. The built in costs of buying items at a mall as compared to an Internet shop is massive. I need not educated anyone who has run a retail store on this matter.

Many Internet stores offer hand crafted or limited release gifts that the recipient cherishes and remembers for a lifetime. It may be a humorous gift that you know matches his or her personality. It need not be expensive. Some of the best gifts I have found on the Internet are under twenty dollars. Many online shops offer free shipping worldwide with purchases of seventy five or a hundred dollars or a certain percentage off the cost of the total sale. These type online stores are in many ways like online mini-malls; they have a thousand or several thousand various goods; not expensive such as hand crafted/designed T-shirts, canvas tote bags, caps, greeting cards, mouse pads, hoodies, aprons, shoes, and really a little something for everyone.

One can do their entire shopping at one of these stores and buy for everyone for less than a hundred or $150 click a mouse and send it out. They even let you include a personalized card where you sign your name in any font you like online. You’ve gotten a valuable collectible gift that goes up in value rather than down, you didn’t stand in line at a mall forever, you saved on gasoline getting there, you bought a gift that means something to the person who received it, and you created jobs by ordering perhaps a custom gift that is often printed upon order (you’ve helped the economy while doing the right thing).

Vacation at home. I don’t mean in the house though its okay to do that, but in your own community. Discover parts of the region you’ve never seen. Take the whole family if you have one. Take the dog or dogs if they are your family. Many inns are pet-friendly these days and all you have to do is call or email ahead of time to find out. You’ve saved a bundle and the prices of jet travel is prohibitive these days. Find a nice local eatery or Chinese buffet. Usually the entire ticket for one person is under $10 including tip.

Whatever it is we are experiencing, a depression, a recession, or just an economy on the skids, it is effecting us enough to where it is time to take action and make some necessary changes, even if they are just temporary. In some ways it is a good thing. No more energy, at least for now “keeping up with the Jones’. Heck, the Jones’ may be trying to stay out of bankruptcy court while you are scaling down. When it all passes, the one who made the most right choices will rise to the top. Never ever give up, keep working hard, and be frugal. Starbucks and other such chains, for now, should be a relic that we all enjoyed, and may enjoy again, when/ if this depression (or whatever it is) ends. Until then, stay healthy, stay safe, work hard, and you will thrive.

Rick London is a writer/designer/entrepreneur and founder of Google’s #1 ranked offbeat cartoon [http://www.ricklondoncollection.com]funny gifts where he sells tees, mugs, greeting cards, etc. bearing his Londons Times Cartoon images, and his over 4400 [http://www.londonstimes.us/a]offbeat cartoons Londons Times which have remained #1 on the Internet since 2005.

Article Source: [http://EzineArticles.com/?Survival-in-a-Brutally-Surprising-Economy&id=3285477] Survival in a Brutally Surprising Economy

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Global Recovery In Full Swing?

By: admin
Published: December 31st, 2009


Global Recovery in Full Swing
By Patrick Milligan

Between the amazing growth rate of Chinese industrial production, stronger-than-expected retail sales figures throughout the past six months in the U.S., and solid price rises in Canadian real estate, it can be concluded that the global economic recovery may be taking place much quicker than many economists had anticipated.

China’s statistical authority recently reported that factory output is almost twenty percent higher in November 2009 than it was in November 2008. Not to mention, import activity has risen more than 25% through the past quarter. The import strength is great news because it signals an uptick in domestic demand.

Not only has U.S. retail sales continued to come in higher than expectations, actual year-over-year sales figures were positive in November. Chins has also boasted strong retail figures compared to 2008 figures. U.S. retail spending is still more than eight percent lower than it was at the cyclical peak of November 2007. The solid part of the retail sectors show sales of autos and parts were up almost five percent.

Canadian data shows that 79,000 new jobs were created in October, which have lifted new home prices across the country. Quebec City and Vancouver saw the best gains with average home prices rising almost a whole percent from September to October.

These signs of strength from around the world absolutely point towards a quicker recovery than many critics and analysts had ever predicted. Not many would have predicted this back in October of 2008, but it’s good to see that the stimulus is having some effect.

Patrick Milligan Edmonton Real Estate

Article Source: http://EzineArticles.com/?expert=Patrick_Milligan

http://EzineArticles.com/?Global-Recovery-in-Full-Swing&id=3483546


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Segmentation in The Spanish Property Market

By: admin
Published: December 31st, 2009


Segmentation in the Spanish Property Market
By D. Graham Hunt

Reports on the death of the Spanish property market are premature. The market is starting to recover slowly after two years of falling prices and the patent lack of lending from the banks. As the banks are now loosening up their lending for anyone with some money to put aside as deposit especially on their own repossessed stock they are wanting to finance 100% where possible to get the liability off the books.

The recovery is not everywhere though and not all types of property are recovering and I certainly do not expect to see price rises any time soon. With that in mind, I will give you some examples where I do not see falls abating currently and then tell you what a prime property consists of. This segmentation of the market is a very important concept to understand because without it you treat all properties in the same way and that is not how to look at the Spanish Property market, it is not a monolithic whole.

For a property to be considered “prime” it must have an intrinsic value which is easily measured. “Sub-prime” property does not have this same intrinsic value. Sub-prime is a lot more prone to sentiment and demand within the market. There is little or no demand for “sub-prime” property outside the big cities and their periphery. A good example would be a series of properties built on an estate where everything is similar inland and away from the beach with few facilities around and where everyone must use the car for all journeys. (It is impossible to segment the properties on this estate, they all fall into the same category of sub-prime). It is likely that transport costs will rise bit by bit over the next few decades and these properties will become less and less desirable as a result. The opposite is also true of course meaning that prime properties with little distance to travel in conurbations and with good facilities become more desirable. This will mean that their prices rise while the sub-prime group drops increasing the disparity in prices between prime and sub-prime.

Spanish coastal properties will be another sector to suffer if they do not have rapid access to the coast. The description “coastal property” has been abused so that it includes properties even a couple of miles or more from said coast and therefore it is easier to make a segmentation in this area. My own opinion is that if you cannot walk comfortably to the beach with all your things for a day by the sea in hand then you do not have what can be termed a coastal property. First line property with uninterrupted views of the sea and even second and third with good sea views will hold their value quite well because evidently they have a prime position and there is a limited supply. Anything further back can no longer be considered prime and the segmentation is evident in the disparate prices.

What type of property will hold its value? Large city centres are good bets as people move ever more so into cities and large towns to look for work. These areas keep their value as the demand curve outstrips the supply curve in almost every case. A city centre flat is a city centre flat and nothing can create more space in those cities meaning there are limited numbers available because of planning restrictions and replacement new for old. The centre of a city therefore is a segment. Spanish cities have no more land available for development in the centre of so there is very little possibility of supply outstripping demand if people continue moving to the city,something that continues to be the trend for the whole of Spain.

Other properties that will hold their values are those that have a little something special, spectacular views, fantastic and timeless design, built in and unobtrusive security features, shopping and leisure facilities and more. When you wrap all of these things up into a whole in just one property then you have the perfect property investment which is bound long term to hold its value and you also get quite a nice place to live too. It is the perfect segment.

Graham Hunt is an estate agent in the Valencia region of Spain with a decade of experience in the field and a two decade history in Spain. Some examples of perfect property investments can be found on our website of course, Valencia Property, but the same applies all over Spain in the prime areas.

Go to the websites http://www.valencia-property.com and http://www.houses-for-sale-in-spain.net as they are considered to be filled with high quality, great value properties and more importantly excellent information about the process of buying and selling property in Spain and lifestyle issues in Spain. If you require more information then send an email by clicking on the top of the first website in this resource box.

Article Source: http://EzineArticles.com/?expert=D._Graham_Hunt

http://EzineArticles.com/?Segmentation-in-the-Spanish-Property-Market&id=3460369


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Virtual Real Estate – The New Gold Rush

By: admin
Published: December 31st, 2009


Virtual Real Estate – The New Gold Rush
By Praveen Kumar Panghal

Virtual Real Estate (VRE) is without doubt the new frontier that you have to master. In many ways it is similar to real estate but requires very little investment to begin with. If you can create substantial virtual real estate the right way it can transform your financial life.

VRE complements your real estate investment strategy. It can provide you with the cash flow required to fund your real estate investments and create long term wealth.

I started investing in real estate in the early eighties. Slowly but steadily it changed the financial outcome of my life. It took me nearly three decades for me to reach where I am today.

The biggest problem I have found with property investment is cash flow. It took time for my investments to grow to provide me with the passive cash flow I dreamed of when I started out.

It is cash flow that gives us life style. There is no point in having millions of dollars worth of property which gives little or no cash flow. In most cases investors have to pump money out of their pockets to sustain their real estate portfolio. This causes strain on their finances and life style in the short run.

I have faced severe cash flow crunch when the property market took a down turn. During these periods I looked for other business opportunities to bail me out.

Through out my life I have looked at opportunities that give passive income. My philosophy is that you should work once and get paid again and again for a life time and beyond. This is why investing in property interested me from the beginning.

There is nothing like VRE when it comes to generating passive income with time and place flexibility. It is a dream business with no employees and related head aches. You can operated your business in pajamas. It can give you passive cash flow to support a life style of your dreams and fund your real estate investments.

Although real estate is one of the most stable and profitable investment opportunities available it is the Virtual Real Estate that is the new gold rush. The revolution is happening right under our eyes with new millionaires being created every minute even as you read this article. It is just the beginning of the new wave of wealth creation. Such unique opportunity happens only once or twice in your lifetime. You will have to grab this opportunity with both hands or will regret for rest of your life.

What is Virtual Real Estate?

VRE (virtual real estate) is a term that you should familiarize yourself with, because you’re going to be hearing a whole lot more about it in the years to come.

I’m not talking about land, houses, hotels, warehouses or even office buildings…

I’m talking about websites.

VRE consists of websites that occupy space in the World Wide Web, and just like real estate in the offline world, it can yield income for its owners.

Properties can differ by types, sizes, and quality. A beautiful sea front house is a better long term investment than a mobile home in a trailer park.

The same is true in the world of VRE. Some websites are far more lucrative than others. Some bring their owners a healthy flow of long-term passive income, while others never become profitable.

The main reason why people fail in internet marketing is because they promote other peoples website and products. They promote self replicating websites that help the owner of the primary website and not themselves. They waste time, effort and money selling affiliate products or get into network marketing.

The only way you can make money on the internet is to create Virtual Real Estate that is owned by you. You have to create a string of websites that provide high quality content.

People come to the internet not to buy a product you are trying to sell. They come to the internet for information that will help them solve their problem at hand. To create successful VRE you have to create a website that will provide high quality content on a specific niche topic.

Once you provide quality content that is not only good to the human eye but also to the search engines you will start getting natural traffic to your website. You then have to build a relationship of trust with your reader by becoming an expert in the field of your endeavor. Monetizing comes last. The problem with most network marketers is that they want to monetize even before creating their website.

To read the full article and learn how to build your Virtual Real Estate Empire visit http://www.real-estate-investment.net/virtual-real-estate.html.

Praveen Kumar wishes to share his knowledge and strategies on how to create wealth through residential and commercial real estate investment. On his website http://www.real-estate-investment.net you will find hundreds of informative articles, videos, audios and ebooks that will provide you with the leverage of knowledge to fast track your success.

Article Source: http://EzineArticles.com/?expert=Praveen_Kumar_Panghal

http://EzineArticles.com/?Virtual-Real-Estate—The-New-Gold-Rush&id=3495711


Hawaii – Lonely Planet Travel Video

By: admin
Published: December 31st, 2009

A surfer’s paradise and a beach lover’s bliss, Hawaii attracts millions of visitors a year and why wouldn’t it when even the name conjures up dreamy images of picture perfect tropical islands.
Produced by Lonely Planet TV

Duration : 0:1:44

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Weird News: Randy Cassingham’s This is True #1

By: admin
Published: December 31st, 2009

NEW SERIES! The first episode from the revamped series. Randy Cassingham’s This is True — http://www.thisistrue.com — online weird news since 1994.

Episode 1: Gay Rodeo

Duration : 0:1:8

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